Your business is our business! 
Our goal to to build long standing relationships with all of our commercial clients, No matter what your questions might be, or needs you might have we are here to provide all the information upfront.  Our Commercial Finance Team will go over many different options Ford has to offer to keep you and you business on track for long term success.


CommerciaLease is an open-ended Terminal Rental Adjustment Clause (TRAC) lease program that allows flexibility to set the residual based upon business requirements.
NO acquisition, up-front administration or termination fees
NO mileage restrictions or penalties
NO charges for excess wear and use
Upfits can be residualized
Combined billing
Flexible terms

Standard Terms and Residuals Guidelines
% Based On Final Net Capitalized Cost:
                    24 mos. 50%
                    36 mos. 40%
                    48 mos. 30%
                    60 mos. 20%

Lease-end Options
You have several options at the end of your CommerciaLease:
Extend the term of your CommerciaLease agreement
Buy out the CommerciaLease
Purchase or lease a new Ford vehicle and trade in your current vehicle
Terminate your vehicle. You will need to schedule a vehicle-return appointment with your originating dealer

NOTE: You are responsible for any difference between the balance owed and the selling price (including any costs incurred to sell the vehicle as agreed upon in your Master Lease Agreement).

Commercial Line of Credit (CLOC)

With a Commercial Line of Credit (CLOC), you can streamline your funding process, allowing you more time to focus on your business' daily operations. Ford Credit doesn't just give you benefits; we help turn those benefits into competitive advantages such as:

  • The availability of credit when you need it
  • No set-up or non-utilization charges
  • Credit that frees up your capital for other business needs

You can apply for financing once and easily add vehicles to your business as needed for up to 12 months.* To establish a Commercial Line of Credit, contact your Ford Dealer.

*Subject to initial approval, credit limit, ongoing eligibility and periodic reviews. Not all customers will qualify. See your dealer for qualification details.

Renewal Process

  • A renewal notice will be sent to you 90 days prior to the expiration of your CLOC (the approval could be for 6 or 12 months).
  • You have the option to utilize DocuSign® to electronically receive and send required documentation to renew your CLOC.