Here at Malloy Ford, we have a humble goal with our blog posts: to provide our customers with accurate, helpful information to better guide them in the car shopping process. So we often post about the latest Ford news, new models, and helpful tips on car care. But today, we'd like to touch on something that we often don't talk about: auto finance. A lot of our customers come into our dealership knowing very little about cars, and even less about whether to buy or lease. Auto finance can seem big and scary, but it's really quite simple as you'll see in the video below.
The choice to finance or lease really comes down to two factors: your budget and your lifestyle. If you find yourself mostly needing your car for your daily commute to work, you're probably not going to exceed your mileage limit. If that's the case, a lease may be a great choice for you, because it typically offers lower monthly payments, and you'll even have the option to buy out your vehicle at the end of the lease term if you find you really love it and want to own it. However, if you're the type of person who loves to customize, tint the windows, change out the wheels, and truly make your car unique, a car loan or financing offer may be a better bet, as you'll own your vehicle outright.
But no matter which option suits your lifestyle and budget, you're sure to find a great new Ford vehicle that works for you here at Malloy Ford. So, if you'd like to get the ball rolling on a competitive auto lease or financing offer today, feel free to fill out our online credit application, or stop in to our dealership in Winchester, VA to speak with the talented staff in our finance center!